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Personal Finance, Reimagined

Take Control of Your Financial Future with Ease

KrihaPay helps you track, manage, and grow your money — all in one beautifully simple app trusted by over 500,000 users.

AKSRPM+
★★★★★
500K+ users trust KrihaPay
Trusted & Integrated with
RazorPay
RuPay
PhonePe
Paytm
GPay
KrihaPAY
AK
Good morning,
Welcome Back! 👋
Total Balance
₹7,750
+12.5% from last month
Scan to
pay instantly
Savings
₹2.4K
↑ 8.2%
Expenses
₹1.1K
↓ 3.1%
🚀
500K+
Active Users
Payment Successful

Key Insights Track Your Financial System

Gain deep visibility into your income, expenses, and savings — all updated in real time so you're always in the know.

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80%
80%
of users report saving more
within the first 30 days
80%
80%
of users feel more confident
about their financial future

Key Features to Simplify Your Financial Management

Everything you need to take charge of your money — beautiful, fast, and built for real people.

💰

Achieve Savings with Automated Plans

Set savings goals and let KrihaPay automatically track your progress with smart reminders and milestones.

Savings Card
₹5,375
5317 9175 9194 5596
VISA · Expires 09/27
Learn more →
📊

Smart Tracking to Monitor Your Spending

Real-time expense tracking across categories, with intelligent insights to identify patterns and reduce waste.

Mon
Tue
Wed
Thu
Fri
Sat
Sun
Learn more →

Automated Transaction Categorization

Every transaction is automatically labeled and sorted — groceries, dining, bills, and more — instantly.

Explore feature →
🔔

Customize Alerts to Notify When You Transact

Get notified exactly when and how you want — bill reminders, overspend warnings, and daily summaries.

Learn more →

Revolutionizing Personal Finance Management

KrihaPay keeps a clear, organized record of every rupee that comes in and goes out — with automatic categorization that makes sense of your spending instantly.

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Total Spent this Month
₹356.79
Challenge
🛒
Grocery Store
Today, 10:32 AM
-₹82.50
💰
Salary Credit
Yesterday, 12:00 PM
+₹4,200
🚕
Ola Cab Ride
Mon, 08:15 AM
-₹210.00
🍕
Swiggy Order
Sun, 07:40 PM
-₹345.00
🔔

Customize alerts to notify you when transaction

Stay on top of your money with real-time push notifications tailored to your financial habits.

Bill due in 2 days — BSNL ₹499
Monthly budget 85% used
Unusual spend detected: ₹3,200
Get the App Now →
🏦

Integration with Financial Institutions

Connect your bank accounts, wallets, and credit cards for a unified view of your complete financial picture.

Housing 45%
Food 25%
Travel 15%
Others 15%
Spending Breakdown · May 2026
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Effortless Currency Exchange for Transactions

Send money globally with live rates and zero hidden fees — instantly.

🇺🇸
US Dollar
₹83.45
1 USD → INR
↑ +0.32% today
🇪🇺
Euro
₹91.20
1 EUR → INR
↓ -0.15% today
🇬🇧
British Pound
₹106.75
1 GBP → INR
↑ +0.48% today
🇦🇪
UAE Dirham
₹22.70
1 AED → INR
↑ +0.10% today
🇸🇬
Singapore Dollar
₹62.15
1 SGD → INR
↓ -0.05% today
🌍
Send Internationally
Zero hidden fees. Real exchange rates. Money delivered in minutes.
Start Now →

Set, Track, and Reach Your Spending Targets

Whether you're saving for a trip, paying off a loan, or building an emergency fund — KrihaPay keeps you on track.

🎯

Customizable Budgets

Set per-category limits. Get alerted before you overspend.

72%
📈

Manageable Analysis

Weekly and monthly analytics with actionable insights.

58%
🏖️

Savings Goal: Vacation

₹18,000 saved of ₹25,000 target

84%
KrihaPay · Dashboard
Coffee Tracker ☕
Suggested Coffee₹320/mo
₹346.79
↑ Healthy Spend
Starbucks-₹280
Café Coffee Day-₹95
Daily Grind-₹40
Grand Total
₹7,14,000

Navigate through our App Now

Download KrihaPay today and start your journey toward complete financial control — it only takes 2 minutes to set up.

Enhanced Financial Awareness

KrihaPay empowers you with real-time insights, smart alerts, and detailed reports so you always know where your money is going — and how to make it work harder for you.

360° view of all your accounts
AI-powered spend recommendations
Monthly financial health score

What Our Users Are Saying

Real people, real results — hear how KrihaPay transformed their financial lives.

★★★★★

"This is the best personal finance app so far. Totally user-friendly and straightforward. I finally understand where my money goes every month!"

AK
Arun Kumar
Software Engineer, Bangalore
★★★★★

"Thanks to KrihaPay, I finally have my finances and my dignity! The analytics are mighty powerful and super easy to understand."

SR
Sneha Ramachandran
Freelance Designer, Chennai
★★★★★

"I was terrible at saving. KrihaPay's automated plans and goal tracking changed everything. Hit my vacation fund in just 4 months!"

PM
Priya Mohan
Marketing Manager, Mumbai

Track your spending, save smartly, and invest wisely — all in one easy-to-use app

Join half a million Indians who've taken back control of their financial futures. Free to download, easy to start.

500K+
Active Users across India
₹12Cr+
Tracked in financial records
4.8★
Average rating on App & Play Store